Dhangro
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Digital Seva, Aapke Saath

Health cover, explained across a counter

Families buy health insurance when someone they trust explains it. Compare premiums, show the hospital list and issue the policy before the customer leaves.

Health insurance
Insurance

The cover people need and postpone

One hospital admission can undo years of savings for a family. Most people know this and still postpone buying cover, usually because the policy document is confusing and the seller is a voice on a phone.

At your counter the conversation is different. You compare premiums on screen, check whether the hospital they actually use is in the cashless network, and issue the policy the same day.

  • Individual and family floater plans
  • Cashless hospital network check
  • Premium compared across insurers
  • Policy document sent instantly
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What you can do

What you can offer

The questions a family asks before they agree to buy.

Individual and family floater

Cover one person or the whole family under a single sum insured.

Cashless hospital list

Check whether the hospital the family already uses is in the insurer's network.

Premium comparison

Several insurers side by side for the same age and sum insured.

Renewal reminders

The panel flags policies coming up for renewal so you can call the customer first.

How it works

Four steps at the counter

1

Take the basic details

Age of each member, sum insured wanted and any existing conditions to declare.

2

Compare the quotes

Premiums load from multiple insurers. Explain what differs beyond the price.

3

Check the hospital network

Search for the hospital the family uses. This single check decides most purchases.

4

Issue the policy

Collect the premium, complete the proposal, and the policy document is issued the same day.

Why it pays

Why health cover suits a local counter

Sold by explanation, not pressure

The customer needs the terms in plain language. That is easier face to face than on a call.

Annual renewal income

Every policy returns next year, and a renewal takes minutes rather than a full conversation.

Larger commission per sale

One family policy earns more than a week of small transactions.

Questions

Health insurance — asked and answered

Yes, a point of sale person registration. We help you complete the training and examination for it.

It depends on the condition and the insurer. Declaring it honestly at the proposal stage is essential, otherwise the claim will be rejected later.

Cashless claims are raised at the hospital's insurance desk. For reimbursement, the customer submits bills to the insurer. You help assemble the documents.

Most policies allow a short grace period. After that the policy lapses and waiting periods restart, which is why renewal reminders matter.

Also available

Services that pair well with this

Start offering health cover

Complete your POS registration and the health insurance screen opens in your panel.

Open free account