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Digital Seva, Aapke Saath

Cash in hand with a fingerprint

AEPS lets your customer withdraw money, check a balance or take a mini statement using only an Aadhaar number and a fingerprint. No card, no cheque, no branch visit.

AEPS
Banking

Banking that needs nothing but a finger

The Aadhaar Enabled Payment System is run on the NPCI network and works with any bank account that has an Aadhaar number linked to it. Your customer picks their bank from a list, places a finger on the scanner, and the money moves from their account to your cash drawer.

Nothing about the customer is stored at your counter. You never see their balance unless they ask for it, and every transaction leaves a receipt you can print or send on WhatsApp.

  • Works with almost every bank
  • No debit card required
  • Receipt for every transaction
  • Commission on each withdrawal
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What you can do

Four things your customer can do

All of them from the same screen, with the same fingerprint scan.

Cash withdrawal

The most asked for service. Enter the amount, scan a finger, hand over the cash and print the receipt.

Balance inquiry

Tells a family whether a scheme payment or salary has landed, without a trip to the branch.

Mini statement

The last ten transactions with date, amount and type, printed in a few seconds.

Aadhaar to Aadhaar transfer

Move money between two Aadhaar linked accounts when both parties are present.

How it works

Four steps at the counter

1

Enter the Aadhaar number

Type the twelve digit number or scan it from the card. Nothing is saved after the transaction ends.

2

Pick the bank

The customer selects the bank their account sits with. The list covers public, private and rural banks.

3

Scan the fingerprint

A registered biometric device reads the print and sends it for authentication to UIDAI.

4

Hand over cash and receipt

On success the amount is debited instantly. Print the receipt and your commission lands in your wallet.

Why it pays

What AEPS does for your shop

Brings people in daily

Cash is a weekly need, not an occasional one. Customers who come for it usually buy from your shop before leaving.

Commission per transaction

You earn on every successful withdrawal, credited to your wallet as the transaction completes.

Safe by design

Authentication happens at UIDAI, not at your counter. You handle cash, not customer credentials.

Questions

AEPS — asked and answered

Any bank account linked to Aadhaar and connected to the NPCI network, which covers nearly every public sector, private and regional rural bank in India.

A registered biometric fingerprint scanner. We supply models that work with the panel and the mobile app, and the setup takes a few minutes.

Limits are set by the customer's own bank and by NPCI rules. The panel shows the applicable limit before you confirm the transaction.

Ask the customer to clean and dry the finger, then try a different finger. If prints are worn from manual work, use the alternate finger option or suggest a micro ATM withdrawal instead.

Also available

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Start taking AEPS transactions this week

Register, complete KYC and order a biometric device. Most counters are live within two working days.

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