Enter the bill amount, scan the customer's finger, and the money reaches your wallet.
A customer with no cash, no card and no smartphone can still pay you. Aadhaar Pay moves money from their bank account to your wallet with one scan.
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AEPS gives a customer cash. Aadhaar Pay does the reverse: it takes payment for whatever they are buying from you, straight out of their Aadhaar linked bank account, using the same biometric scanner.
It matters most for customers who do not use a smartphone. They have a bank account and an Aadhaar number, and that is enough to buy from your shop without carrying notes.
A payment method for the customers other methods leave out.
Enter the bill amount, scan the customer's finger, and the money reaches your wallet.
The customer authorises with their own fingerprint, so there is no PIN to share or forget.
The amount is available straight away for your next transaction.
Printed or sent on WhatsApp, showing the amount and the reference number.
Type what the customer owes for their purchase.
The customer gives their twelve digit number and names their bank.
Authentication happens at UIDAI and the bank authorises the debit.
Money lands in your wallet, the customer gets a receipt, and the goods go across the counter.
A significant share of rural customers have a bank account but no UPI app. This reaches them.
Larger purchases can be settled without counting notes or worrying about fakes.
If you already bought a scanner for AEPS, Aadhaar Pay costs you nothing extra to offer.
Yes. AEPS pays cash out to the customer. Aadhaar Pay collects payment from the customer for something they are buying from you.
No. Only an Aadhaar number linked to a bank account and a finger to scan.
The same registered biometric scanner used for AEPS. If you have one, nothing more is needed.
Limits are set by the customer's bank. The panel shows any applicable limit before the transaction is authorised.
One scanner covers cash withdrawal and shop payment both. Register and switch on both services together.