Dhangro
Loading your digital counter
Digital Seva, Aapke Saath

Payment for your goods, by fingerprint

A customer with no cash, no card and no smartphone can still pay you. Aadhaar Pay moves money from their bank account to your wallet with one scan.

Aadhaar Pay
Payments

The other side of AEPS

AEPS gives a customer cash. Aadhaar Pay does the reverse: it takes payment for whatever they are buying from you, straight out of their Aadhaar linked bank account, using the same biometric scanner.

It matters most for customers who do not use a smartphone. They have a bank account and an Aadhaar number, and that is enough to buy from your shop without carrying notes.

  • No smartphone needed
  • No card, no PIN to remember
  • Credit straight to your wallet
  • Same scanner as AEPS
Start offering this
What you can do

What Aadhaar Pay handles

A payment method for the customers other methods leave out.

Merchant payment

Enter the bill amount, scan the customer's finger, and the money reaches your wallet.

Biometric authorisation

The customer authorises with their own fingerprint, so there is no PIN to share or forget.

Instant settlement to wallet

The amount is available straight away for your next transaction.

Receipt for the customer

Printed or sent on WhatsApp, showing the amount and the reference number.

How it works

Four steps at the counter

1

Enter the bill amount

Type what the customer owes for their purchase.

2

Enter the Aadhaar number and bank

The customer gives their twelve digit number and names their bank.

3

Scan the fingerprint

Authentication happens at UIDAI and the bank authorises the debit.

4

Complete the sale

Money lands in your wallet, the customer gets a receipt, and the goods go across the counter.

Why it pays

Why it is worth switching on

Serves non-smartphone customers

A significant share of rural customers have a bank account but no UPI app. This reaches them.

No cash handling risk

Larger purchases can be settled without counting notes or worrying about fakes.

Same device, second use

If you already bought a scanner for AEPS, Aadhaar Pay costs you nothing extra to offer.

Questions

Aadhaar Pay — asked and answered

Yes. AEPS pays cash out to the customer. Aadhaar Pay collects payment from the customer for something they are buying from you.

No. Only an Aadhaar number linked to a bank account and a finger to scan.

The same registered biometric scanner used for AEPS. If you have one, nothing more is needed.

Limits are set by the customer's bank. The panel shows any applicable limit before the transaction is authorised.

Also available

Services that pair well with this

Take payment from every kind of customer

One scanner covers cash withdrawal and shop payment both. Register and switch on both services together.

Open free account