Dhangro
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Digital Seva, Aapke Saath

Send money to any bank in India

A worker sends wages home, a parent sends fees to a hostel. Domestic money transfer handles both from your counter, with the money reaching the account in minutes.

Money transfer
Banking

The remittance counter your street has been missing

Domestic money remittance lets a walk-in customer send cash to any bank account in the country. You collect the cash, enter the beneficiary details, and the transfer goes out over IMPS for instant credit or NEFT when the amount is larger.

Beneficiaries are saved against the sender's mobile number, so the second time the same person sends money it takes under a minute. Failed transfers are tracked automatically until the refund is confirmed.

  • IMPS credit within minutes
  • Beneficiary saved for next time
  • Refund tracked on failure
  • Printed receipt with reference number
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What you can do

What the service covers

Built around how a remittance customer actually behaves at the counter.

Instant IMPS transfer

Money reaches the beneficiary account within minutes, at any hour, on any day including holidays.

NEFT for larger amounts

When the amount crosses the IMPS ceiling, the transfer moves to NEFT within banking hours.

Saved beneficiaries

Each sender's regular beneficiaries are stored, so repeat transfers need only an amount.

Automatic refund tracking

A failed transfer is flagged and followed until the money returns, with the status visible in your panel.

How it works

Four steps at the counter

1

Register the sender

The sender's mobile number is verified with a one time password. This is done once, not every visit.

2

Add the beneficiary

Enter the account number and IFSC. Name verification confirms the account belongs to the person named.

3

Collect cash and send

Take the cash, enter the amount and confirm. IMPS credits within minutes.

4

Hand over the receipt

The receipt carries the reference number the beneficiary's bank will recognise if anything is questioned.

Why it pays

Why remittance suits a neighbourhood shop

Works outside banking hours

IMPS runs at night and on holidays, exactly when a daily wage earner is free to visit you.

Repeat customers by nature

Remittance is monthly for most senders. One satisfied sender usually becomes a fixed customer.

Verified before it leaves

Account name verification catches a wrong digit before the money moves, not after.

Questions

Money transfer — asked and answered

Monthly limits for domestic remittance follow RBI rules. The remaining limit for each sender is shown in the panel before you accept cash.

The transfer fails and the amount is reversed. Most reversals land the same day; bank side delays can take up to five working days and the status stays visible in your panel.

The sender's mobile number is verified by one time password. For higher limits, additional KYC may be required and the panel will prompt for it.

Yes. Many customers use the service to deposit their own cash into an account at a bank that has no branch nearby.

Also available

Services that pair well with this

Add a remittance desk to your shop

No extra device needed. Complete KYC once and start sending the same day.

Open free account