Dhangro
Loading your digital counter
Digital Seva, Aapke Saath
Start your own digital service counter with Dhangro
Aadhaar based cash withdrawal at your counter
Pay every utility bill from one screen
Book train, bus and flight tickets for your customers

Cash withdrawal by Aadhaar

Your customer authenticates with a fingerprint and walks out with cash. No card, no cheque, no branch visit.

Every bill at one counter

Electricity, water, gas, broadband, DTH and mobile recharge through a single BBPS-connected screen.

Insurance in two minutes

Health, vehicle, life and travel cover issued on the spot, with the policy sent straight to the customer.

PAN, ITR and gold

Apply for a PAN card, file a return, or let customers buy digital gold from as little as ten rupees.

A Dhangro retail counter serving customers
0k+ counters already live
Who we are

Banking that reaches the last shop on the street

Dhangro is built for the shopkeeper, the CSC operator and the small agent who already serves the neighbourhood. We give them the same rails a bank branch uses — Aadhaar authentication, BBPS, IRCTC, IRDAI-registered insurers — inside one simple screen that works on a basic Android phone.

Earn on every transaction

Commission is credited to your wallet the moment a transaction succeeds, with a statement you can download any day.

Built to stay up

Multiple bank and biller routes run behind each service, so a single failing partner never stops your counter.

Read our story
What you can offer

Nine counters worth of services, one login

Start with what your customers ask for most, then switch on the rest whenever you are ready. Nothing extra to install.

Aadhaar bankingBanking

Aadhaar banking (AEPS)

  • Cash withdrawal and deposit
  • Balance and mini statement
  • Aadhaar to Aadhaar transfer
Open AEPS
Money transferBanking

Domestic money transfer

  • IMPS and NEFT to any bank
  • Beneficiary saved for next time
  • Refund tracked if a transfer fails
Send money
Bill paymentsPayments

Bill payments

  • Electricity, water, gas, broadband
  • Instant receipt for the customer
  • Every BBPS biller in one list
Pay a bill
Mobile and DTH rechargePayments

Mobile and DTH recharge

  • Live plans for every operator
  • Prepaid, postpaid and DTH
  • Repeat last recharge in one tap
Recharge now
Train ticketsTravel

Train, bus and flight tickets

  • Live seat and berth availability
  • PNR status and cancellation
  • Ticket printed at your counter
Book a ticket
InsuranceInsurance

Insurance POS

  • Health, life, vehicle and travel
  • Premium compared across insurers
  • Policy issued the same day
Sell a policy
PAN card and ITRE-Government

PAN card and tax filing

  • New PAN and correction requests
  • Income tax return filing
  • Status tracked till dispatch
Apply for PAN
QR collectionPayments

QR code collection

  • One QR for every UPI app
  • Instant credit to your wallet
  • Daily collection report
Get your QR
Micro ATMBanking

Micro ATM

  • Card swipe withdrawal
  • Balance check and PIN change
  • Device delivered to your shop
Get a device
Bill desk

The queue at the electricity office ends at your shop

Your customer reads out a consumer number and walks away with a receipt. Dhangro checks the bill amount with the biller live, so there is no guessing, no overpayment and no follow-up visit.

  • Bill fetched before payment
  • Printable receipt
  • Open all day, every day
  • Failed payment auto-refunded
Start the bill desk
Bill payment counter
Where we stand

Numbers our partners built

0k+

Active retail counters

0Cr

Transactions processed

0+

States covered

0%

Service uptime

Dhangro mobile app
Mobile app

Your counter travels with you

The Dhangro app carries every service from the web panel — AEPS, bills, tickets, insurance and your wallet statement. Serve a customer at their door, at a market stall, or from your own shop when the computer is busy.

  • Works on entry-level Android
  • Biometric device support
  • Receipt shared on WhatsApp
  • Wallet balance at a glance
Getting started

From sign-up to first transaction in a day

Four steps, each one handled by a person you can call if something is unclear.

1

Register your shop

Fill your name, mobile number and shop address. It takes about three minutes.

2

Complete KYC

Upload PAN, Aadhaar and a shop photo. Our team verifies the documents the same working day.

3

Load your wallet

Add money by UPI, NEFT or cash deposit. The balance reflects instantly for most methods.

4

Serve your first customer

Pick a service, complete the transaction, and watch the commission land in your wallet.

From our partners

What counters say after a year with us

Villagers used to lose a whole day travelling to the bank. Now they collect cash from my kirana shop with a fingerprint and go back to work. My footfall doubled in six months.

Rajesh KumarKirana store, Bihar

I started with recharges only. Within two months I added bills, then train tickets. The screen is simple enough that my son handles it after school.

Priya SharmaMobile shop, Delhi

A transfer failed once during a network issue. The refund came back the next morning without me raising a ticket, and support called to explain what happened.

Arif KhanCSC operator, Rajasthan

Insurance renewals are what keep customers coming back. They trust a face they know more than a call centre, and the premium comparison makes the conversation easy.

Sunita DeviService point, Uttarakhand

Get service updates before your customers ask

New billers, commission changes, downtime notices and government scheme updates, sent about twice a month.

We do not share your address with anyone.

Want to run Dhangro under your own brand?

Get a fully white-labelled version of our platform — your logo, your domain, your commission structure.

Become a White Label Partner